Self-Help Blog update: Editorial in Washington Examiner: “Don’t Gut Payday Loan Protections”

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“Soul-crushing.” “A hole you can’t get out of.” “A living hell.” These descriptions are from borrowers who have been trapped in payday loans. Payday loans are marketed as one time “quick-fix” loans for people facing a cash crunch. In reality, these loans create a long-term cycle of debt that make families worse off.

Research shows that these loans, which come with triple-digit interest rates, are designed to entrap borrowers. In a commentary published this week in the Washington Examiner, Diane Standaert of the Center for R...


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