The new year brought important changes to rules governing how Americans save for retirement. A federal law that became effective on Jan. 1, the Setting Every Community Up For Retirement Enhancement (SECURE) Act, impacts individuals at every point on their financial journey, from those just starting their working lives to seniors winding up their careers.
The law intends to expand retirement savings, noted Patricia Hausknost, City National Bank wealth planner. It has important applications for business owners, part-time workers, those with student-loan debt, graduate students, seniors and their heirs.
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