You’re invited: Fidelity webinars through early October

Check out the webinars airing September 24–October 3. View in a browser

Fidelity webinars through early October There are nine Fidelity webinars through early October—you can find the details below. Register today. Or add a placeholder to your calendar as a reminder. Our complete schedule of webinars is available here.

The Fed, bonds, and your portfolio Join former Federal Reserve Chair Dr. Ben Bernanke, PIMCO CIO Dan Ivascyn, and Fidelity for an exclusive look at the Fed’s latest moves, potential opportunities in bonds, and what they may mean for your investments. When: Thursday, September 26, Noon–3:00 p.m. ET Register Now ▸ Add to Calendar ▸ Money Unscripted: Tackling student loan debt Navigating student loans almost requires its own degree. On this episode of Fidelity’s Money Unscripted, see how you can help pay down your debt and live the life you want. Watch or listen now. Watch or Listen Now ▸ Following the fundamentals Join us for a live, audience-driven event where we investigate markets and sectors from a fundamental perspective to help support your investment research. When: Tuesday, September 24, Noon–1:00 p.m. ET Register Now ▸ Add to Calendar ▸ Fidelity Viewpoints®: Market Sense Check out Fidelity Viewpoints®: Market Sense. You’ll get insights into the latest market events, next steps to consider for your investments, and answers to common questions—all in about 20 minutes. When: Tuesday, September 24, 2:00 p.m.–2:20 p.m. ET Register Now ▸ Women Talk Money: Understanding the ins and outs of managed accounts Managed accounts can be a great option for those who are looking for professional help managing their investments. Learn more about the ins and outs of different kinds of managed accounts and how they might fit into an investment strategy. When: Wednesday, September 25, Noon–12:45 p.m. ET Register Now ▸ Add to Calendar ▸ Bond investing beyond yield: A deeper dive Bond yields may be nearing their peaks. Discover what you should consider before choosing a bond investing strategy. When: Wednesday, September 25, 2:00 p.m.–3:00 p.m. ET Register Now ▸ Add to Calendar ▸ Medicare Annual Enrollment Period: Take advantage of your opportunity for a Medicare coverage checkup Medicare has some important changes on the horizon for 2025. Your health care and financial needs can change year-to-year, too. Learn how to evaluate your coverage during the Medicare Annual Enrollment Period with this educational webinar. When: Tuesday, October 1, 2024, Noon–1:00pm ET Register Now ▸ Covering Crypto Livestream: End-of-year outlook What does the rest of 2024 have in store for crypto? Fidelity’s thought leaders weigh in on the biggest crypto industry developments so far this year—with their eyes trained on what’s to come. Bring your questions to this live, interactive discussion. When: Wednesday, October 2, Noon–12:45 p.m. ET Register Now ▸ Add to Calendar ▸ Learn more about Brokered CDs In recent years we’ve witnessed strong interest from investors in brokered CDs. After raising the Federal Reserve Funds Rate to over 5% the US central bank now looks poised to begin a cutting cycle that has implications for brokered CD rates—both now and in the months to come. When: Thursday, October 3, 2024, Noon–1:00pm ET Register Now ▸

Contact Us   |   Fidelity Mobile®   |   Unsubscribe

This email may be considered advertising under federal law. Investing involves risk, including risk of loss. Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Before trading options, please read Characteristics and Risks of Standardized Options. Supporting documentation for any claims, if applicable, will be furnished upon request. Exchange-traded products (ETPs) are subject to market volatility and the risks of their underlying securities, which may include the risks associated with investing in smaller companies, foreign securities, commodities, and fixed income investments. Foreign securities are subject to interest rate, currency exchange rate, economic, and political risks, all of which are magnified in emerging markets. ETPs that target a small universe of securities, such as a specific region or market sector, are generally subject to greater market volatility, as well as to the specific risks associated with that sector, region, or other focus. ETPs that use derivatives, leverage, or complex investment strategies are subject to additional risks. The return of an index ETP is usually different from that of the index it tracks because of fees, expenses, and tracking error. An ETP may trade at a premium or discount to its net asset value (NAV) (or indicative value in the case of exchange-traded notes). The degree of liquidity can vary significantly from one ETP to another and losses may be magnified if no liquid market exists for the ETP’s shares when attempting to sell them. Each ETP has a unique risk profile, detailed in its prospectus, offering circular, or similar material, which should be considered carefully when making investment decisions. Indexes are unmanaged. It is not possible to invest directly in an index. Views expressed are as of the date indicated, based on the information available at that time, and may change based on market or other conditions. Unless otherwise noted, the opinions provided are those of the speaker or author and not necessarily those of Fidelity Investments or its affiliates. Fidelity does not assume any duty to update any of the information. The third parties mentioned herein and Fidelity Investments are independent entities and are not legally affiliated. In general, the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Any fixed income security sold or redeemed prior to maturity may be subject to loss. Fidelity does not provide legal or tax advice. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Fidelity cannot guarantee that the information herein is accurate, complete, or timely. Fidelity makes no warranties with regard to such information or results obtained by its use, and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Fidelity Crypto® is offered by Fidelity Digital AssetsSM. Investing involves risk, including risk of total loss. Crypto as an asset class is highly volatile, can become illiquid at any time, and is for investors with a high risk tolerance. Crypto may also be more susceptible to market manipulation than securities. Crypto is not insured by the Federal Deposit Insurance Corporation or the Securities Investor Protection Corporation. Investors in crypto do not benefit from the same regulatory protections applicable to registered securities. Fidelity Crypto® accounts and custody and trading of crypto in such accounts are provided by Fidelity Digital Asset Services, LLC, which is chartered as a limited purpose trust company by the New York State Department of Financial Services to engage in virtual currency business (NMLS ID 1773897). Brokerage services in support of securities trading are provided by Fidelity Brokerage Services LLC (“FBS”), and related custody services are provided by National Financial Services LLC (“NFS”), each a registered broker-dealer and member NYSE and SIPC. Neither FBS nor NFS offer crypto as a direct investment nor provide trading or custody services for such assets. Cryptocurrency Risk Disclosures. Fidelity Crypto and Fidelity Digital Assets are service marks of FMR LLC. Optional investment management services provided for a fee through Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser and a Fidelity Investments company. Discretionary portfolio management provided by its affiliate, Strategic Advisers LLC, a registered investment adviser. **These services are provided for a fee.** Brokerage services provided by Fidelity Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC (NFS), each a member NYSE and SIPC. FPWA, Strategic Advisers, FBS, and NFS are Fidelity Investments companies. Investment advisor representatives are licensed with Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser, and registered with Fidelity Brokerage Services LLC (FBS), a registered broker-dealer. Whether a Fidelity representative provides advisory services through FPWA for a fee or brokerage services through FBS will depend on the products and services you choose. Your ability to sell a CD on the secondary market is subject to market conditions. If your CD has a step rate, the interest rate of your CD may be higher or lower than prevailing market rates. The initial rate on a step rate CD is not the yield to maturity. If your CD has a call provision, which many step rate CDs do, please be aware the decision to call the CD is at the issuer's sole discretion. Also, if the issuer calls the CD, you may be confronted with a less favorable interest rate at which to reinvest your funds. Fidelity makes no judgment as to the credit worthiness of the issuing institution. This email, is owned by Fidelity Medicare Services® . **We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact www.medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week to get information on all your options.** Fidelity Medicare Services is operated by Fidelity Health Insurance Services, LLC (“FHIS”), and FMR LLC (“FMR”) is the parent company of FHIS. Unless otherwise indicated, the information and items published in this document are provided by FHIS for informational purposes only and are not intended as tax, legal, or investment advice. Fidelity Medicare Services ("FMS") and Fidelity Brokerage Services LLC ("FBS") are separate business entities. FMS is not a product or service of FBS. Other than certain demographic information such as name, address and date of birth, the information you provide to FMS or FBS will not be shared with the other entity. Therefore, if you want FBS to consider the information you have provided to FMS in your investment planning with FBS, you must separately provide that information to FBS. The services described are provided by FHIS. In this capacity, FHIS acts as an insurance broker or agent (collectively referred to as a “Producer”). FHIS and its representatives are appropriately licensed in all states in which they conduct business. FHIS and its producers are certified representatives of insurance carriers that offer Medicare Supplement insurance and of Medicare Advantage (HMO, PPO and PFFS) organizations (and stand-alone prescription drug plans) with a Medicare contract. The insurance products are issued by third-party insurance companies, which are unaffiliated with FHIS and FMR. FHIS earns a commission paid by the insurance company based on your enrollment in a health plan. FHIS agents and representatives are not compensated based on your enrollment in a health plan and do not receive commissions from third-party insurance companies. **ATTENTION: Medicare has neither reviewed nor endorsed the information in this document. Fidelity Medicare Services, FHIS, and FMR are not connected with or endorsed by the U.S. government or the Centers for Medicare & Medicaid Services.** For a complete list of available plans, please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week or consult www.medicare.gov. This may be considered an advertisement or solicitation for insurance. All trademarks and service marks in this document belong to FMR or an affiliate, except third-party trademarks and service marks, which are the property of their respective owners. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917. Fidelity Health Insurance Services, Corporate Trust Center, 1209 Orange Street, Wilmington, DE 19801 © FMR LLC. All rights reserved.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917 892366.265.0    CV1 EMAIL REF# personas_2iTZLHix1AqJ2NWI9oLlJmjEMJf.3925182 © 2024 FMR LLC. All rights reserved.