Go long—for top rates

Plus, stock opportunities and traps, inheritance tips, #vanlife, and more.

August 15, 2024 View in a browser

FIDELITY VIEWPOINTS® WEEKLY EDITION: August 15, 2024

Want top rates? Consider going long Got cash, maturing bonds, or CDs? Here's how to help protect your money before the Fed cuts rates. Get the strategy US stocks: Opportunities and traps US stocks—including tech—can go higher, but beware of value traps, says Fidelity's Denise Chisholm. Get investing ideas Do you need a Roth IRA? Tax breaks? Check. Flexibility in taking withdrawals now and in retirement? Check. 9 reasons for a Roth New rules for inherited IRAs Expecting an inheritance? Find out what IRA beneficiaries need to know about changes to withdrawal requirements. Protect your inheritance Hit the road, Jack! #Vanlife. Make the most of RV adventures in retirement. They can be surprisingly affordable! Check it out What account is right for you? Answer a few questions and we'll provide options for you. Get started The stress-less way to save for a kid's college education Join our virtual event on August 21 to learn the ins and outs of 529s and get the latest savings strategies for a child's education. Sign up today

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This information is intended to be educational and is not tailored to the investment needs of any specific investor. Past performance is no guarantee of future results. Stock markets are volatile and can decline significantly in response to adverse issuer, political, regulatory, market, or economic developments. The stocks mentioned are not necessarily holdings invested in by Fidelity. References to specific company stocks should not be construed as recommendations or investment advice. The statements and opinions are those of the speaker, do not necessarily represent the views of Fidelity as a whole, and are subject to change at any time, based on market or other conditions. In general, the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Unlike individual bonds, most bond funds do not have a maturity date, so holding them until maturity to avoid losses caused by price volatility is not possible.

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