12 ways to slash 2025 taxes

Plus, Medicare Advantage, 2026 savings breaks, finding cash, real estate super sale, and new charitable giving rules.

Weekly Edition November 20, 2025

12 ways to slash 2025 taxes From RMDs to Roth conversions, here’s what to know before December 31. Make your move Medicare Advantage trade-offs Lower costs and extra benefits sound great—but avoid these pitfalls. How to choose Boost your retirement savings Reaching your goal just got easier with new higher 2026 contribution limits to 401(k)s, IRAs, and more. Get the facts Need cash fast? How tapping home equity can help, plus risks to avoid. Explore your options Real estate super sale Our fund manager has found surprising opportunities in commercial real estate stocks. Pro ideas 3 changes to charitable giving New tax rules could make giving more rewarding for some—and less for others. Get the details

Give smarter this year Boost your impact and reduce taxes with tips from our GivingTuesday webinar on December 2. Register now Tax-Loss Harvesting Tool Offset taxable gains with losses with our new, easy-to-use tool. Log in to try it We hope you enjoy the upcoming Thanksgiving holiday! Viewpoints will take a break next week, and will return to your inbox on December 4. Get more Fidelity Viewpoints Visit our Viewpoints home. Invite friends and family to get our weekly newsletter.

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